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题型:阅读理解 题类:模拟题 难易度:普通

天津市和平区2018-2019学年高三下学期英语第一次质量调查试卷

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    When we talk about Americans barely into adulthood who are saddled with(担负着) unbearable levels of debt' the conversation is almost always about student loan debt. But there's a growing body of evidence suggesting that today's young adults are also drowning in credit-card debt and that many of them will take this debt to their graves(坟墓).

    More than 20% overspent their income by more than $ 100 every single month. Since they haven't built up their credit histories yet, it's a safe bet that these young adults are paying relatively high interest rates on the resulting credit card debt.

    Although many young people blame "socializing" as a barrier to saving money, most of them aren't purchasing $ 20 drinks in trendy bars. They're struggling with much more daily financial demands.

    To a disturbingly large extent, the young and the broke are relying on credit cards to make it until their next payday. This obviously isn't permanent in the long run, and it's going to put a huge drag on their spending power even after they reach their peak earning years, because they'll still be paying interest on that bottle of orange juice or box of spaghetti (意式面条)they bought a decade earlier.

    A new study out of Ohio State University found that young adults are accumulating credit card debt at a more rapid rate than other age groups, and that they're slower at paying it off. "If what we found continues to hold true, we may have more elderly people with substantial financial problems in the future'" warns Lucia Dunn, professor of economics at Ohio State. "If our findings persist, we may be faced with a financial crisis among elderly people who can't pay off their credit cards."

    Dunn says a lot of these young people are never going to get out from under their credit card debt. "Many people are borrowing on credit cards so heavily that payoff rates at these levels are not plenty to recover their credit card debt by the end of their life which could have loss impacts for the credit card issuing banks,"

(1)、What is the main idea of the first paragraph?
A、Many young Americans will never be able to pay off their debts. B、Credit cards play an increasingly important role in college life. C、Credit cards are doing more harm than student loans. D、The American credit card system is under criticism.
(2)、Why do young people have to pay a higher interest on their credit card debt?
A、They tend to forget about the deadlines. B、They haven't developed a credit history. C、They are often unable to pay back in time. D、They are inexperienced in managing money.
(3)、What is said to be the consequence of young adults relying on credit cards to make ends meet?
A、It will place an unnecessary burden on society. B、It will give them no motivation to work hard. C、It will exert psychological pressure on them. D、It will affect their future spending power.
(4)、What will happen to young adults if their credit card debt keeps accumulating according to Lucia Dunn?
A、They will have to pay an increasingly higher interest rate. B、They may experience a financial crisis in their old age. C、Their quality of life will be affected. D、Their credit cards may be cancelled.
(5)、What does Lucia Dunn think might be a risk for the credit card issuing banks?
A、They go bankrupt as a result of over-lending. B、They lose large numbers of their regular clients. C、Their clients leave their debts unpaid upon death. D、Their interest rates have to be reduced now and then.
举一反三
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    Students taking Georgia Tech's online Knowledge-Based Artificial Intelligence course received some surprising news. Jill Watson one of the nine teaching assistants(TAs) that had helped them finish the challenging course for the past five months was not a ‘‘she'' but an “it”—an intelligent robot!

    Watson is the brainchild of Ashok Goel, who teaches the popular online course. The Professor-of Computer and Cognitive Science in the School of Interactive Computing came up with the idea as a way to deal with a number of questions posed by students in the online forums(论坛). According to Goel, every time the course is offered, the 300 or so students that enroll post over 10,000 questions which are often repetitive. This led Goel to wonder if a smart robot would handle the questions which require standard responses.

    Having worked' with IBM's Watson technology platform in the, the professor knew it would be ideal for his artificial TA: Jill Watson. The artificial intelligence system that uses natural language processing and machine learning to analyze large amounts of data has even been cleverer than human competitors on the television show. It would therefore easily be able to handle routine questions that required little “thinking”.

    The professor and his team of graduate students began by populating Jill's memory with 40,000 questions and answers from past terms. Then came the testing stage. At first, Jill was not very good and often gave strange answers. It often got stuck on certain keywords. By the end of the semester, Jill had attained enough knowledge and skills to participate in forums without any management from Goel, or the other assistants.

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    Britain's pub landlords (酒吧店主) are looking with a worried eye to the UK Chancellor's budget for fear that the annual tax gathering round will strike another blow to a traditional industry already reeling (蹒跚). Thousands of pubs have closed since the financial crash in 2007.

    The Plough, which was once a coaching house for travelers, has been serving Britain's famous warm beer since the days of Shakespeare. Now it is under threat too. "Yeah. So many pubs have been closed over the last few years even in this area," said Derek O'Neil, the manager of The Plough Pub.

    Many reasons are the cause—a ban on smoking in public, severe laws against drinking and driving and high taxes have all combined to kill off nearly 10,000 pubs in the last seven years, according to the British Beer and Pub Association. With the closures, pubs are being redeveloped. Many have turned into supermarkets, where the beer is sometimes cheaper.

      Britain's pubs continue to play an important part in the UK economy, selling thousands of different beers and employing more than a million people. The reality, though, is pubs are suffering something of a hangover (遗留物). In the last 15 years the amount of beer sold in pubs has fallen by eight million barrels to just under 36 million a year. Pub landlords want tax breaks (税务减免).

    "People have less money in their pockets, so they can't go out and spend it and habits are changing—so much alcohol is nowadays drunk at home," said Brigid Simmonds, Chief Executive of the British Beer and Pub Association. "Yeah, I miss the pubs where there's a lot of character, especially 30 years ago. You know there was great fun in them."

While pubs are still much loved, they're discovering that love isn't enough to survive 21st century economics.

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    Oh, the places you'll go!

    When it comes to habitat, human beings are creatures of habit. It has been known for a long time that, whether his habitat is a village, a city or, for real globe-trotters (周游世界者), the planet itself, an individual person generally visits the same places regularly. The details, though, have been surprisingly obscure. Now, thanks to an analysis of data collected from 40,000 smartphone users around the world, a new property of humanity's locomotive (移动的) habits has been revealed.

    It turns out that someone's "location capacity", the number of places which he or she visits regularly, remains constant over periods of months and years. What constitutes a "place" depends on what distance between two places makes them separate. But analyzing movement patterns helps illuminate the distinction and the researchers found that the average location capacity was 25. If a new location does make its way into the set of places an individual tends to visit, an old one drops out in response. People do not, in other words, gather places like collector cards. Rather, they cycle through them. Their geographical behavior is limited and predictable, not fancy-free.

    The study demonstrating this, just published in Nature Human Behavior, does not offer any explanation for the limited location capacity it measures. But a statistical analysis carried out by the authors shows that it cannot be explained solely by constraints on time. Some other factor is at work. One of the researchers draws an analogy. He suggests that people's cognitive capacity limits the number of places they can visit routinely, just as it limits the number of other people an individual can routinely socialize with. That socialization figure, about 150 for most people, is known as the Dunbar number, after its discoverer, Robin Dunbar.

    Lehmann says his group is now in search of similar data from other primates (灵长目动物), in an attempt to work out where human patterns of mobility have their roots. For those, though, they will have to rely on old-fashioned methods of zoological observation unless they can work out a way to get chimpanzees to carry smartphones.

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    Cold weather during winter months may keep many people from leaving home and running in the open air.

    However, a new study shows that the drop in temperature is a good reason to run. In fact, researchers say, running in cold weather helps improve one's performance.

    Many people say running in the winter can be difficult. Two reasons are the low temperatures and bitter winds. Yet many runners might find it easier than running in hot weather.

    That could be because lower temperatures reduce stress on the body. When you run in cold weather, your heart rate and the body's dehydration (脱水) levels are lower than in warmer conditions. The body needs less water on a cold day than in warm weather.

    This information comes from sports scientists at St. Mary's University in London. John Brewer is a professor of applied sport science at St. Mary's.

    For this study, he and other researchers put a group of people into a room they called an "environmental chamber." The researchers then recreated summer and winter weather conditions in the room. The test subjects were asked to run 10,000 meters under both conditions. Brewer says he and his team recorded biological measurements of the runners.

    "We've got a group of subjects into the environmental chamber, we've changed the conditions to replicate the summer or winter and we've got them to run a 10km under both of those conditions and taken various measurements on each runner while they've been completing their 10km."

    Brewer says every movement runners make produces heat. He explains that one way in which we lose heat is by sweating. The body loses heat through droplets of sweat. He says the body also loses heat by transporting the blood to the surface of the skin.

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    Welcome to SummerCamps.com; find and book the very best summer camps. Your children are precious so we offer the highest quality of camps that will meet each child's needs and interests.

    Catalina Sea Camp

    Sea Camp offers three one-week sessions to boys and girls aged 8-13 and two three-week sessions to teens aged 12-17. Our hand-picked instructors create an atmosphere of fun and excitement while leading campers to a host of ocean adventures, marine(海洋的) biology, and social summer camp activities.

    Address: Toyon Way, San Bruno, California 94066

    Phone: 800-645-1423

    Camp Cayuga

    Camp Cayuga is a private summer camp for children aged 6 to 16. The camp is on a 350-acre land in the Pocono Mountains of Northeast Pennsylvania, just outside the village of Honesdale. It's a 3-hour drive from New York City and Philadelphia.

    Address: 321 Niles Pond Road-Suite ISC, Honesdale, Pennsylvania 18431

    Phone: 908-470-1224

    Camp Rockmont

    Camp Rockmont is a Christian summer camp for boys, aged 6-16, in the Blue Ridge Mountains of North Carolina. Rockmont's duty of developing boys into healthy young men is accomplished through age-appropriate skills, activities, and challenges that help campers to know themselves better.

    Address: 375 Lake Eden Road, Black Mountain, North Carolina 28711

    Phone: 828-686-3885

    Primitive Pursuits Overnight Camps

    Primitive Pursuits Overnight Camps offer week-long Summer Adventure Overnight Camps in New York's Finger Lakes to your children aged 11-15. Campers experience a week of nature-based skills training, inspiring challenges, and fun activities under the guidance of skilled instructors.

    Address: 611 County Rd 13, Van Etten, New York 14889

    Phone: 607-272-2292

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Instagram(图片分享社交应用程序)is about to take its biggest step toward removing likes from its platform. After months of testing an option to hide likes in select international markets, Instagram, which is owned by Facebook(FB), has already been testing hiding likes in seven other countries, including Canada, Ireland and Australia. For years, likes have been central to how celebrities, brands, politicians and everyday users experience Instagram and Facebook. It's a way of measuring popularity(名气) and success. But in recent months, Instagram has been rethinking how likes contribute to making its platform more toxic. Now it's considering a change.

The total number of likes on posts — which appear as hearts on the app—will disappear from Instagram's main feed, profile pages and permalink(永久链接)pages. The owner of the account can still see their own likes, but their followers won't know the count.

CNN Business previously spoke with users in countries with the test. The majority felt this move would improve well-being on the app. Instagram is the most harmful social networking app for young people's mental health, such as negatively influencing body image, according to one study.

But other users and psychologists said hiding likes won't fix everything. The test doesn't address some of the key ways that activity on Instagram can influence the well-being of users, including bullying(欺凌), feeling left out and thinking other people's lives are better than their own.

Renee Engeln, a psychology professor at Northwestern University, voiced his opinion that the biggest impact of Instagram is the content and the exposure to this constant stream of perfected images is what seems to hurt psychologically. Plus, users can still see their own likes—and feel badly if their posts don't perform well.

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