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题型:阅读理解 题类:模拟题 难易度:普通

天津市和平区2018-2019学年高三下学期英语第一次质量调查试卷

阅读理解

    When we talk about Americans barely into adulthood who are saddled with(担负着) unbearable levels of debt' the conversation is almost always about student loan debt. But there's a growing body of evidence suggesting that today's young adults are also drowning in credit-card debt and that many of them will take this debt to their graves(坟墓).

    More than 20% overspent their income by more than $ 100 every single month. Since they haven't built up their credit histories yet, it's a safe bet that these young adults are paying relatively high interest rates on the resulting credit card debt.

    Although many young people blame "socializing" as a barrier to saving money, most of them aren't purchasing $ 20 drinks in trendy bars. They're struggling with much more daily financial demands.

    To a disturbingly large extent, the young and the broke are relying on credit cards to make it until their next payday. This obviously isn't permanent in the long run, and it's going to put a huge drag on their spending power even after they reach their peak earning years, because they'll still be paying interest on that bottle of orange juice or box of spaghetti (意式面条)they bought a decade earlier.

    A new study out of Ohio State University found that young adults are accumulating credit card debt at a more rapid rate than other age groups, and that they're slower at paying it off. "If what we found continues to hold true, we may have more elderly people with substantial financial problems in the future'" warns Lucia Dunn, professor of economics at Ohio State. "If our findings persist, we may be faced with a financial crisis among elderly people who can't pay off their credit cards."

    Dunn says a lot of these young people are never going to get out from under their credit card debt. "Many people are borrowing on credit cards so heavily that payoff rates at these levels are not plenty to recover their credit card debt by the end of their life which could have loss impacts for the credit card issuing banks,"

(1)、What is the main idea of the first paragraph?
A、Many young Americans will never be able to pay off their debts. B、Credit cards play an increasingly important role in college life. C、Credit cards are doing more harm than student loans. D、The American credit card system is under criticism.
(2)、Why do young people have to pay a higher interest on their credit card debt?
A、They tend to forget about the deadlines. B、They haven't developed a credit history. C、They are often unable to pay back in time. D、They are inexperienced in managing money.
(3)、What is said to be the consequence of young adults relying on credit cards to make ends meet?
A、It will place an unnecessary burden on society. B、It will give them no motivation to work hard. C、It will exert psychological pressure on them. D、It will affect their future spending power.
(4)、What will happen to young adults if their credit card debt keeps accumulating according to Lucia Dunn?
A、They will have to pay an increasingly higher interest rate. B、They may experience a financial crisis in their old age. C、Their quality of life will be affected. D、Their credit cards may be cancelled.
(5)、What does Lucia Dunn think might be a risk for the credit card issuing banks?
A、They go bankrupt as a result of over-lending. B、They lose large numbers of their regular clients. C、Their clients leave their debts unpaid upon death. D、Their interest rates have to be reduced now and then.
举一反三
阅读理解

    Beijing's markets will soon be flooded with more and cheaper colorful fruit such as orange, mangos and green durian(榴莲)all year round.

    Thanks to a new free trade agreement signed last Monday between China and the Association of Southeast Asian Nations(ASEAN),more and more tropical Southeast Asian fruit will enter the country.

    The agreement means that from July 1,2005, China and ASEAN countries will begin to cut tariffs. There are about 7,000 products included in the cuts. As global communication develops, countries are trading more and more goods with each other. When products are sold across national borders, countries put a tax on them. This type of tax is called a tariff. Just like removing an obstacle from the path of these goods, the reduction of tariffs will encourage trade between China and ASEAN countries. It means more products and lower prices.

    The agreement will bring real benefits for Chinese customers, said a Chinese Foreign Ministry spokesman. “In the Beijing markets you will easily find more tropical fruit like durian, which used to very, very, very expensive. Now they will be cheaper.” The current tariff rate on durian is 22 per cent but will fall to zero in 2005.

    In the first 10 months of this year China did US$84.6 billion of trade with ASEAN countries. Experts believe this may reach US$100 billion next year. Founded in 1967, ASEAN now includes Indonesia, Malaysia, Singapore, the Philippines, Thailand, Brunei, Viet Nam, Myanmar, Cambodia and Laos.

根据短文内容,选择最佳答案,并将选定答案的字母标号填在题前括号内。

根据短文理解,选择正确答案。

    A student was one day taking a walk with his teacher. As they went along, they saw a pair of old shoes lying in the path. They were a poor farmer's, who was working in the nearby field.

    The student turned to the teacher, saying: “we will hide his shoes, and hide ourselves behind those trees, and wait to see what he will do.”

    “My young friend,” answered the teacher, “we should never make fun of the poor. Why not put a coin in each shoe, and then we will hide ourselves and watch?” The student did so and they both hid themselves behind the trees. The poor man soon finished his work, and came across the field to the path where he had left his coat and shoes.

    After putting on his coat, he put his foot into one of his shoes, and felt something hard. Then he bent (弯腰) down to feel what it was, and found the coin. Surprised, he looked at the coin, turned it around and looked at it again. He then looked around, but no person was seen. He put the money into his pocket, and continued to put on the other shoe. His surprise was doubled on finding the other coin.

    He couldn't control his feelings and fell to his knees, looked up to the sky and expressed his thanks. Then he spoke of his wife, sick and helpless, and his children without bread. He said the help would save them from dying.

    The student stood there deeply moved, and his eyes filled with tears. “Now,” said the teacher, “are you not much happier than if you had hidden the shoes?”

阅读理解

    With online courses, anyone can gain knowledge in any field of interest for free. You can educate yourself and get a certificate after finishing the course.

Coursera

    It offers high-quality courses from top universities for free to everyone to improve your resume, advance your career, expand your knowledge, and gain your confidence. This online learning website provides courses from Princeton University, Stanford University, University of California, and University of Pennsylvania. Learn more at https://coursera.com

Udemy

    Its goal is to promote education by enabling anyone to learn online. It seeks to hugely change education by inviting millions of experts worldwide to teach and share what they know. Whether you want to learn business, arts, health, music or technology, there is a course for you. Learn more at https://udemy.com

iTunes U

    If you are a student who uses Apple devices, you will be happy to know that you have access to iTunes U, which gives you access to different educational courses from all leading universities for free! Learn more at https://iTunesU.com

Skillfeed

    If you hope to learn a new skill, or improve your Photoshop skills, it offers unlimited access to high-quality video courses from a worldwide community of instructors. You have a month's free trial, after which you will pay a monthly fee to gain unlimited access to all courses. Learn more at https://skillfeed.com

UC Berkeley

    It offers courses in Japanese, legal studies and public health. Since they are recordings of actual lectures, they are short of lecture notes and extra materials. However, each course has audio recordings of lectures through iTunes U or video recordings of lectures through YouTube. Learn more at https://ucberkeley.com

阅读理解

    Africa is a very diverse land with many different tribes. One tradition that many of these groups share is painting or marking their bodies and faces in color. They do this for many reasons. Some marks are used to identify people as part of the group. Other marks are used for ceremonies such as wedding and during times of war. Let's look at some different examples of body painting.

    Red is a common color in body painting because it often represents health and long life. Among the Masai of East Africa, when men are old enough to marry and make decisions for their people, they participate in a special ceremony in which they paint their heads and faces red. This ceremony takes place every seven to fourteen years, so there is not an exact age for participating in it.

    The Samburu, also from East Africa, like to paint their faces and hair red because they think it looks pretty.

    The Masai men also have a unique way of showing that they are brave. To show that he has killed a lion, a man will paint his body with a natural white material, making special marks to represent this accomplishment. The Masai men also use this white to show that they are no longer boys and are considered adults.

    One quite unusual example of face painting is done by the Wodaabe people of West Africa. Once a year, they have a beauty contest for men. The men paint their faces yellow and red. Then they add white and black circles and lines. Black paint is used near the eyes and on the lips to draw attention to the whiteness of their eyes and teeth, which the Wodaabe consider most beautiful. The women then decide which man they like best.

    As you travel, enjoy the beautiful and bright colors of Africa.

阅读短文,从每题所给的A、B、C和D四个选项中, 选出最佳选项。

    We don't know how different our future will be in the future. We can only try to imagine it.

    At first we think about human relationship. In the year 2050, we will use computers almost every day. We will be making new friends through the Internet—even our husbands or wives will be met in this way. It will be much faster and easier for us. On the other hand, our relationships with people won't be as important as they are today—we will feel a little lonely.

    Computers will also help us in many other activities in 2050.For example, they will be used by the children at school to make their learning easier. In addition, there will be much more other machines which will play a similar role as computers, like robots which will do the housework for us.

    Spending holidays will also be completely different. Traveling to other planets or to the moon will be available for everyone. Means of transport will, of course, change, too. We will be using solar­powered cars, which will be much more environmentally friendly.

    We could expect that the faster technological progress would lead to a more polluted environment. But it isn't true. We will pay more attention to protecting the environment. And, scientists will probably find cures for many dangerous diseases, like cancer or AIDS. Therefore, our surroundings as well as health will be in better condition.

    Although we can't predict the exact changes which will be made in the world, we often think about them. We worry about our and our children's future; we have expectations, hopes as well as fears. But I think we should be rather optimistic about our future. We should be happy and believe good things will happen.

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