Last Wednesday, about 7,400 American bankers went back to school again. This timethey did not go to learn—they went to teach. {#blank#}1{#/blank#} 1997，the American Bankers Association hassponsored Teach Children to Save Day. Every April 26, bankers across the USAteach over 1.5 million primary and secondary school students how to handle {#blank#}2{#/blank#}money.

      In the USA, children, especially teenagers, are often big spenders. In 2013, forexample, American teenagers spent $175 billion. This is {#blank#}3{#/blank#} average of $104per week per teenager. Few teenagers have any savings. They typically spendmoney as fast as they can. Nearly all will continue their {#blank#}4{#/blank#}(spend) habits whenthey grow up.

      It's necessary that children learn proper money management {#blank#}5{#/blank#} they are stillyoung. The bankers show students how to budget and make smart {#blank#}6{#/blank#}(decide)about money. They explain how to balance their expenses against their income.They help the students understand their family's shopping and householdexpenses as well. Of course，students{#blank#}7{#/blank#}(teach) how to invest and save money too.

AsBenjamin Franklin said, “A penny saved is a penny earned.” Moreover, money{#blank#}8{#/blank#}(save) at interest can increase greatly in value over time. Children, {#blank#}9{#/blank#}adults, need to understand the value of saving money. This is {#blank#}10{#/blank#} TeachChildren to Save Day is all about.

    Tea is enjoyed all over the world as a comforting treat. First, choose the type of tea you want to drink. There are various types of tea that offer different health {#blank#}1{#/blank#} (benefit) and flavors. Next, boil a pot of water and pour it over your tea. Allow your tea to soak thoroughly. Add milk and sugar to increase {#blank#}2{#/blank#} flavor of bold teas or add honey {#blank#}3{#/blank#} lightly flavored teas if desired.

    Green tea is known for {#blank#}4{#/blank#} (it) high level of a cancer-fighting chemical. However, green tea is high in caffeine and can make you feel anxious and nervous if you drink too much. It is said that oolong tea may promote healthy skin and black tea can {#blank#}5{#/blank#} (great) reduce the risk of breast cancer in younger women. White tea is helpful in preventing cavities and building the {#blank#}6{#/blank#} (strong) of your teeth. There have been many claims about herbal teas which can do good to health, but there is {#blank#}7{#/blank#} (limit) research or supporting data on these claims.

    Most teas can {#blank#}8{#/blank#} (buy) and transported in tins of loose tea or in small packages of tea bags. Some people believe that loose leaf teas have a {#blank#}9{#/blank#} (fresh) flavor than tea bags{#blank#}10{#/blank#} others prefer tea bags because they're much easier to use and carry around.

    High school graduates on the Chinese mainland have shown increasing preference for Hong Kong {#blank#}1{#/blank#}(university), with enrollment （入学人数） jumping from 7 students in 1997 to about 4,900 in 2017, according to the data published on Thursday by the EIC Group.

    “Mainland students enjoy the advantages studying in Hong Kong, {#blank#}2{#/blank#}they can choose{#blank#}3{#/blank#} (work)and live after graduation, or make Hong Kong a springboard （跳板）for entering top colleges and universities in other countries," said Hong Lijuan, {#blank#}4{#/blank#}international education expert from the EIC Group. Hong Kong still needs more talented people, {#blank#}5{#/blank#}(especial) in its finance, banking, and tourism, according to Hong.

    Hong Kong's economy{#blank#}6{#/blank#}(develop) and improved in recent years, and the local government has created policies （政策） to attract talented people by {#blank#}7{#/blank#}(allow) graduates who have no local permits to live and work in the place for at least one year.

    {#blank#}8{#/blank#}June 27, China's central government announced a series of policies （政策）to improve economic and cultural relationships between Hong Kong and the mainland. I think exchanges between students and teachers from Hong Kong and mainland universities will be enlarged and Hong Kong colleges{#blank#}9{#/blank#}(encourage) to set up educational centers in neighboring Guangdong Province. These policies will provide more and{#blank#}10{#/blank#}(good) job opportunities for mainland students studying in Hong Kong over the next years.

    A few years ago, after a long morning of sightseeing in New York, my children and I took a rest on a park bench in Central Park.

    "Look!" my son said, {#blank#}1{#/blank#} (point) to a nearby rubbish bin. That's when we saw our first raccoon (浣熊). Quite at home in the big city, he paid us no attention, concentrating only on finding a {#blank#}2{#/blank#} (taste) lunch. He sorted through a few options before coming out with a wrapped sandwich {#blank#}3{#/blank#} (hold) between his paws.

    {#blank#}4{#/blank#} (surprise), rather than run away, he jumped down and walked casually to a spot on the path, not a metre from {#blank#}5{#/blank#} we sat. The children were spellbound, the raccoon providing better {#blank#}6{#/blank#} (entertain) than any museum. He glanced at us, perhaps checking to see {#blank#}7{#/blank#} we were about to steal his lunch.

    {#blank#}8{#/blank#} his fingers, he peeled back the layers of plastic wrap until the half-eaten sandwich {#blank#}9{#/blank#} (uncover).

    Then he surprised us all. Instead of starting his food, he {#blank#}10{#/blank#} (turn) to a nearby pool of water and dipped his paws in. With a casual air, he rubbed his paws together underwater for a moment, brushed his fur, then started gracefully picking at his meal.