In 2009 a group of parents in Lymington started sharing worries about their children's money-management skills. Pocket money was now stored in a building society rather than a piggy bank (储蓄罐); household shopping was done online; the children rarely saw their parents handling cash. They were spending online, too. Money had become intangible. How, then, were children to learn its value?

The answer they came up with was GoHenry, an app now available in America as well as Britain. It is designed to help young people learn good spending habits through real-world money activities. Parents sign up with their own bank accounts and pay a monthly fee of £2.99 or $3.99 for each child aged six or over. Adults and children download separate versions. Parents can schedule pocket money and set chores. When those are marked as done, the child is paid the agreed amount. Parents can see what the child has bought and where. And they can choose where the card can be used: in shops, online or at ATMs.

Children get cards printed with their name. They can put money in savings pots, view their spending and balances, and set savings targets. "They could decide to save ten dollars for a friend's birthday in four weeks' time, or set a goal at 12 to have $2,000 to buy a car at age 18," says Dean Brauer, one of GoHenry's founders. "The app tells them how much to save each week to meet their goal."

A big benefit of such apps is that they inspire family conversations about money. According to the latest research, more than half of British parents find the subject hard to discuss with their children. And yet most agree that children's attitudes to money are formed in their early years.

Some GoHenry customers are wealthy parents who worry that their children will grow up with little knowledge of money. Others have slim incomes but regard the app as a preparation for their child's future. Some say that they have been in debt and want their children to avoid that mistake when they grow up; others that the app is cost-effective because their children learn to plan spending. Even though young people no longer touch and hold money, they can still be taught to handle it well.

Mrs Smith has two daughters. They are learning to help her do some chores and she pays them for their work. The harder they work, the more they get.

Alice started doing chores two years ago. At that time, she did the dishes with her mother together and she had to sweep the floor. She is ten years old now. She is now doing the dishes herself and has to wash the clothes, too.

Amy is four and she started doing chores thisJuly. She cleans the table after dinner, and she also learns to f old her own clothes. She likes to help her sister water the flowers, but she falls down too many times. So her mother asks her to stop it.

Every week, Alice gets $3 and Amy gets $2from their mother. Mrs Smith disagrees with some of her neighbours. She thinks it's a very good idea to provide kids with pocket money by asking them to do chores. "Doing chores can help the children understand the meaning of fairness. And pocket money can keep them from wasting things," she says to her neighbours.

注意：

1. 80词左右；

2. 不要出现考生本人信息；

3. 禁止抄袭本试卷中所有语篇内容。

……

Li Hua, China

Confucius(孔子) was one of the most important people in Chinese history. He taught people to be polite and love each other. His ideas changed people's lives. Here are some     ▲     about him. Confucius was born around 551 B. C. That was over 2,500 years ago. Some say that Confucius was born into a rich family. Others say he was born poor. One thing is clear: Confucius lived during a time of great trouble.

At that time, different groups in China were fighting. People forgot about good manners(礼仪). This made Confucius upset. He wanted people to be kind and polite to each other. He believed in the idea of" ren". That means" loying others"." People should follow the Golden Rule," he said. The Golden Rule is" to treat others as you would like to be treated". He believed that a good leader should treat his followers with care. This would help the leader set a good example.

Confucius liked music education. Confucius believed music education was useful. He thought music could make people and things different. And he believed that music could make people get on well with each other. So music made it possible for the society to develop well.

My Favourite Story

My favourite story is about Sima Guang. 

Once upon a time, there was a wise man {#blank#}1{#/blank#}(call) Sima Guang. One day, some{#blank#}2{#/blank#}(child) played hide- and- seek (捉迷藏) in the garden. While they{#blank#}3{#/blank#} (have) fun, one of them suddenly fell {#blank#}4{#/blank#} a big jar (缸). The big jar was full of water. The child was {#blank#}5{#/blank#} danger. The other children didn't know what {#blank#}6{#/blank#}(do). They shouted for help,{#blank#}7{#/blank#} there were no adults (成年人) around. Sima Guang was very smart. He used a stone (石头){#blank#}8{#/blank#}(break) the big jar while the child was shaking in the jar. The water ran out of it and the child was safe in the end. {#blank#}9{#/blank#} the adults knew that, they felt happy for his intelligence (才智). 

I learnt a lot from it. When we face difficulties, we should never give up(放弃). We can use our heads {#blank#}10{#/blank#}(work) them out. Do you like the story?

A long time ago, there was a seed (种子). Because he was only a seed, 1 noticed him. The seed thought he was not important in the world.

One day, a wind 2 the seed and threw him on an open field. Later, he enjoyed the water on rainy days and the 3 on sunny days, which helped him grow. Years later, another day he saw a traveller sitting by his side.

"Wow! How lucky I am! I can have a rest 4 a tree on such a hot day." the traveller said.

"What are you talking about?" the seed quickly asked. He thought the man was playing jokes on him, because no one ever spoke to 5 like that.

"Who just spoke?" the shocked man asked.

"It's me. A seed."

The man said, "Are you joking? You're not a seed! You are a big 6 !

"Really?"

"Yes! People often sit here to 7 your shade (树荫)! Don't tell me you didn't know that."

The traveller's words made him happy. The seed thought and 8 for the first time in his life. The years of torture (折磨) by the sun and the rain helped him 9 grow up. "Oh! That means I'm not a little seed any more! In fact, I can make people feel 10 . Wow! That's great to be helpful."