Investing in yourself

    Figuring out how to invest your money can be a difficult task. This is something that you will want to learn how to do.

    {#blank#}1{#/blank#} Things that will improve your knowledge, skills or health are all great investments. However, before you start, you need to be clear about what you will gain out of doing all of these things.

    You may think investing in yourself means investing in your education. {#blank#}2{#/blank#} . There are some other things you can do as well as buying a gym membership or learning a new skill.

    So what are some specific things you can do? {#blank#}3{#/blank#} . Reading books can really expand your mind and allow you to learn different skills and gain knowledge. I'm talking about the books where you will actually learn a new skill, not fiction books.

    You can also take courses and attend seminars. These programs are taught by people with a high level of knowledge or skill. {#blank#}4{#/blank#} . Only in this way can you avoid being fooled by some sales presentation.

    Moreover, investing in yourself is a safe way to keep your money. Although a savings account is seen as the most secure investment, that isn't 100% safe. Even if you never experience your bank closing down, the return is little when inflation(通货膨胀) is taken into consideration. {#blank#}5{#/blank#} . But over time, they will show up in terms of your happiness level as well as your level of success.

A. This is just one way.

B. The benefits will stay with you.

C. If you aren't a reader, you should start with that.

D. The more you do this, the more valuable you will be.

E. Of course, you need to do some research before investing.

F. The best way to invest your money is to invest it in yourself.

G. When you invest in yourself, you may not see gains right away.

    When you go to the doctor, you like to come away with a prescription．It makes you feel better to know you will get some medicine. But the doctor knows that medicine is not always needed. Sometimes all a sick person needs is some reassurance that all will be well. In such cases the doctor may prescribe a placebo.

    A placebo is a sugar pill, a harmless shot, or ail empty capsule. Even though they have no medicine in them, these things seem to make people well. The patient thinks it is medicine and begins to get better. How does this happen?

    The study of the placebo opens up new knowledge about the way the human body can heal itself. It is as if there was a doctor in each of us. The doctor will heal the body for us if we let it. But it is not yet known just how the placebo works to heal the body. Some people say it works because the human mind fools itself. These people say that if the mind is fooled into thinking it got medicine, then it will act as if it did, and the body will feel better.

    Placebos do not always work. The success of this treatment seems to rest a lot with the relationship between the patient and the doctor. If the patient has a lot of trust in the doctor and if the doctor really wants to help the patient, then the placebo is more likely to work. So in a way, the doctor is the most powerful placebo of all.

    A placebo can also have bad effects. If patients expect a bad reaction to medicine, then they will also show a bad reaction to the placebo. This would seem to show that a lot of how you react to medicine is in your mind rather than in your body. Some doctors still think that if the placebo can have bad effects it should never be used. They think there is still not enough known about it.

    The strange power of the placebo does seem to suggest that the human mind is stronger than we think it is. There are people who say you can heal your body by using your mind. And the interesting thing is that even people who swear this is not possible have been healed by a placebo．

    In the U. S., speaking more than one language fluently is not very common except in Los Angeles, California.

    The city has one of the largest population in the U. S. of young people between the ages of 18 and 34. This generation is often called millennials (新千年一代). More than half of millennials in Los Angeles are bilingual (双语的), which means they speak more than one language.

    Maria Elena Burgos is cooking a Mexican breakfast. She says making Mexican food is just one of the many traditions in her home. Another is speaking Spanish to her children.

    “We want them to be bilingual. We want to keep the Spanish somewhere in their learning too, not only at home.”

    When Ms Burgos first came to the United States from Mexico, she learned English. She knew her children would learn English quickly. So she wanted them to speak Spanish at home and study the language at school.

    She says being bilingual will give them more opportunities in the future. Knowing Spanish also means the children can talk with their relatives in Mexico.

“When we had our children, one of the decisions we as parents made was to name them with a name that was easily pronounced in English and Spanish.”

    Elizabeth wants to know her family's culture.” “The culture-to go back to our roots because that's part of who we are.”

    Monica wants to pass on the culture to her children.

    “It's nice to know our culture and then to be able to pass it onto our children and grand- children and everyone to let them know where we come from.”

    And, Monica says she does not speak only English and Spanish. She has even learned some Korean in school.

Around the World by Wheelchair

    Rick Hansen was always an active kid and loved to fish. When returning in a truck one day from a fishing trip, he had an accident and suffered injuries to his spine (脊柱)，This 15-year-old young man awoke to find that he had lost the use of his legs. However, he didn't give up. Many months later he began to compete in wheelchair sports. At the age of 27, he decided to wheel around the world to raise awareness and money for spinal cord research. His tour took him through 34 countries around the world between 1985 and1987. In this Man of Motion World Tour, he wheeled 24,901.55 miles, which is equal to the distance around the earth.

    Bad weather and difficult, rocky roads often provided challenges for Rick, but he continued to push himself to complete the trip. He was determined to succeed. Even mountains did not stop Rick Hansen. He wheeled himself up the Rocky Mountains and several other major mountains in the world. He even wheeled himself along the Great Wall of China!

    “Never Give Up On Your Dream” was his motto and he hasn't given up yet. He completed his world tour raising $24 million. He continues to work to increase knowledge of spinal cord injury. He is a true Canadian hero who shows what determination can achieve.

    When I started working, I couldn't understand why there were some people who seemed to succeed in anything they tried, while there were others who just couldn't manage to achieve anything. After a while, I became amazed at the biggest difference lying in setting and reviewing goals regularly.

    Then I saw an academic study done by Dr. David Kohl on goals:

    80% of Americans claim that they don't have goals.

    16% of them have goals, but they don't write them down.

    Only 3% actually have written goals, but they don't review them regularly.

    Only 1% has written goals and they review them regularly, and these are among the highest achievers in the US.

    You need to set goals, independent of whether you want to achieve more or less. Goals are not only about achieving more or wanting to take on more in life-a goal starts with a simple desire.

    What do you do with your desires and wants in life? You could both ignore them and leave them to fade away in your mind, or listen to yourself and start taking action to get what you want in life.

    On the one hand, you can wish for a miracle, try to put the least amount of effort in, hoping to get the most out, and do nothing. On the other hand, you can get clear on the steps you need to take and take them, slowly, one by one until you reach success in that area and you will live with new amazing results in your life.

    Setting goals is the essential part to achieving success in any area. It begins with a desire, and then a written goal, followed by the right attitude and action, and that is your formula for success. Keep reviewing your goals and watch how your vision turns into your reality.

    I'm a reporter. Last month I was in Stockholm, Sweden. Now I'm in Frankfurt, Germany. Next month, who knows?

    You certainly won't believe that I can call you from my laptop, which is what I'm often doing these days using something called Skype.

    Skype lets me call any phone number anywhere in the world for about 2 cents a minute, a little more to some places, such as the Middle East and Asia. My computer does the dialing, and the processing of incoming and outgoing voices. All you need is a broadband connection (宽带接头). With the basic version of Skype, all anyone needs to make or receive a call is to install the program on his or her computer (and that includes personal digital assistants). All calls from PC to PC are free.

    You don't even need a pair of headphones, though headphones can be a good idea if you wish to be discreet. I use my laptop's built-in microphone.

    The paid service for calling regular telephones is called SkypeOut. The quality is completely clear, provided that there's not too much traffic on the Internet. If there's an echo, hang up and try again, and it usually gets better. There is one warning: on some computers, especially those running older versions of Windows, it doesn't always work, or can sound like a confusing conversation. You can't hear a thing.

    Skype was invented chiefly by a Swede named Niklas Zennstrom along with a group of programmers in Estonia.