Nowadays, lots of foreigners are learning Chinese. Like many of them, I 1 knew two words of Chinese ("Ni Hao" and "Xie Xie") when I first came to Beijing, China in 2009. As you can guess, my life was 2 for a while after I arrived. Simple tasks like ordering food or taking a taxi were quite stressful.

    I knew I had to learn more Chinese, so I 3 a Chinese class. My teacher was 4, although I didn't learn enough to have a real conversation. Later I studied on my own as well, but my progress was still slow. And I decided to 5.

    Around this time, I started playing in a band with a Chinese man who became one of my best friends in Beijing. He taught me a lot of 6 about music, such as "melody". He learned a lot of English from me in return, so it was a good way to 7 language and culture.

    I have learned enough Chinese to 8 many problems like booking train tickets. These days, there are more foreigners who are studying Chinese. I can 9 why it's an amazing language. Finally, I found that the best way to learn a 10 is to make friends with native speakers and spend time with them.

    In 2009 a group of parents in Lymington started sharing worries about their children's money-management skills. Pocket money was now stored in a building society rather than a piggy bank (储蓄罐); household shopping was done online; the children rarely saw their parents handling cash. They were spending online, too. Money had become intangible. How, then, were children to learn its value?

The answer they came up with was GoHenry, an app now available in America as well as Britain. It is designed to help young people learn good spending habits through real-world money activities. Parents sign up with their own bank accounts and pay a monthly fee of £2.99 or $3.99 for each child aged six or over. Adults and children download separate versions. Parents can schedule pocket money and set chores. When those are marked as done, the child is paid the agreed amount. Parents can see what the child has bought and where. And they can choose where the card can be used: in shops, online or at ATMs.

Children get cards printed with their name. They can put money in savings pots, view their spending and balances, and set savings targets. "They could decide to save ten dollars for a friend's birthday in four weeks' time, or set a goal at 12 to have $2,000 to buy a car at age 18," says Dean Brauer, one of GoHenry's founders. "The app tells them how much to save each week to meet their goal."

A big benefit of such apps is that they inspire family conversations about money. According to the latest research, more than half of British parents find the subject hard to discuss with their children. And yet most agree that children's attitudes to money are formed in their early years.

Some GoHenry customers are wealthy parents who worry that their children will grow up with little knowledge of money. Others have slim incomes but regard the app as a preparation for their child's future. Some say that they have been in debt and want their children to avoid that mistake when they grow up; others that the app is cost-effective because their children learn to plan spending. Even though young people no longer touch and hold money, they can still be taught to handle it well.

Some ways to celebrate (庆祝) the birthday

Everyone has his or her birthday. It's a {#blank#}1{#/blank#} (有益的)way to have a birthday party to celebrate the birthday . But do you know other ways to celebrate the birthday {#blank#}2{#/blank#} (好地)？

Have a big dinner with your family. It's a good time for you to talk with your family when you have dinner on your birthday. Tell your parents your problems or ask some {#blank#}3{#/blank#}（问题） about your study and life . They may help you. You may have dinner at home or in a restaurant.

Go on a {#blank#}4{#/blank#}（短的）trip. If your birthday is on Saturdays or {#blank#}5{#/blank#} (星期天)，why not take a trip ? With a friend of {#blank#}6{#/blank#} (你的 ) , you can go to some places near your house . For sure , July and  {#blank#}7{#/blank#} （八月）are the best time to take a trip . Always remember to take a camera（照相机） and you can take some nice {#blank#}8{#/blank#}（照片）.

See a movie (电影). To celebrate your birthday ,{#blank#}9{#/blank#} (怎样) about seeing an interesting movie with your parents or friends ?

Do some housework(家务). You can help your parents do some housework. They  {#blank#}10{#/blank#} (需要)you in their life . It will let them know you are one year older and can help them more.

Look at the picture! You can {#blank#}1{#/blank#} some school things(学习用品) in it, some {#blank#}2{#/blank#} and pencils, two erasers and two dictionaries. The blue eraser is {#blank#}3{#/blank#}. Itˈs big. The green eraser is Lucyˈs. She is my good {#blank#}4{#/blank#}. We are in the same(相同的) school. This is my English dictionary. What {#blank#}5{#/blank#} the Chinese {#blank#}6{#/blank#}? Oh, itˈs Lucyˈs. My English {#blank#}7{#/blank#} is Mr. Brown. {#blank#}8{#/blank#} first name is Bill. He is a good teacher. We thank him(他) {#blank#}9{#/blank#} his {#blank#}10{#/blank#}.