Last Wednesday, about 7,400 American bankers went back to school again. This timethey did not go to learn—they went to teach. {#blank#}1{#/blank#} 1997，the American Bankers Association hassponsored Teach Children to Save Day. Every April 26, bankers across the USAteach over 1.5 million primary and secondary school students how to handle {#blank#}2{#/blank#}money.

      In the USA, children, especially teenagers, are often big spenders. In 2013, forexample, American teenagers spent $175 billion. This is {#blank#}3{#/blank#} average of $104per week per teenager. Few teenagers have any savings. They typically spendmoney as fast as they can. Nearly all will continue their {#blank#}4{#/blank#}(spend) habits whenthey grow up.

      It's necessary that children learn proper money management {#blank#}5{#/blank#} they are stillyoung. The bankers show students how to budget and make smart {#blank#}6{#/blank#}(decide)about money. They explain how to balance their expenses against their income.They help the students understand their family's shopping and householdexpenses as well. Of course，students{#blank#}7{#/blank#}(teach) how to invest and save money too.

AsBenjamin Franklin said, “A penny saved is a penny earned.” Moreover, money{#blank#}8{#/blank#}(save) at interest can increase greatly in value over time. Children, {#blank#}9{#/blank#}adults, need to understand the value of saving money. This is {#blank#}10{#/blank#} TeachChildren to Save Day is all about.

    There are about 100 million middle-aged women dancing in parks and on squares in China, and Deborah Roundy,{#blank#}1{#/blank#} U.S retired school teacher, is one of them.

    Mrs. Roundy is the only foreigner on the Shanghai dance team at Tongji University, where she is {#blank#}2{#/blank#} (current) teaching English.

    Mrs. Roundy ran upon a dozen or so middle-aged women dancing {#blank#}3{#/blank#} the tunes of Chinese songs in 2012. At the time, she didn't feel used to the new environment and wanted to have some fun in her life. She {#blank#}4{#/blank#} (invite) to join the dancing team.

    At first, Mrs. Roundy communicated with her teammates by{#blank#}5{#/blank#}(exchange) notes to help translate for her. Now she uses a translation app on her iPad.

    {#blank#}6{#/blank#}the Chinese language is not the most difficult thing for her, mastering Chinese dance is. Mrs. Roundy used to do ballet. She said {#blank#}7{#/blank#}(dance) in the U.S. always dance facing the audience. But in China, they change directions all the time, and {#blank#}8{#/blank#} was very confusing for her at first.

    They have developed good personal relations. Mrs. Roundy says they also go out to eat and on field trips together, which are{#blank#}9{#/blank#}(forget ) experiences for her.

    Square dancing opens a window for her {#blank#}10{#/blank#}（understand） China, Mrs. Roundy said: Besides dancing, she and her husband have been active in community life, teaching English, and helping elderly neighbors.

    The morning had been a disaster. My tooth was aching, and I {#blank#}1{#/blank#}(be) in an argument with a friend. Her words still hurt：“The trouble with you is {#blank#}2{#/blank#} you won't put yourself in my place. Can't you see things from my point of view?” I shook my head{#blank#}3{#/blank#}(stubborn)—and felt the ache in my tooth. I'd thought I could hold out till my dentist came back from holiday, {#blank#}4{#/blank#}the pain was really unbearable(难以忍受的). I started calling the dentists in the phone book, but no one could see me immediately. Finally, at about lunchtime, I got lucky.

    “ {#blank#}5{#/blank#} you come by right now,” the receptionist said, “the dentist will fit you in .”

     I took my purse and keys and rushed to my car. But suddenly I began to doubt {#blank#}6{#/blank#}the dentist. What kind of dentist would be so eager to treat someone at such short notice? Why wasn't he as busy as the {#blank#}7{#/blank#}?

    In the dentist's office, I sat down and looked around. I saw nothing but the bare walls and I became even more {#blank#}8{#/blank#}(worry). The assistant noticed my nervousness and placed her warm hand over my ice-cold one.

    When I told her my fears, she laughed and said, “Don't worry. The dentist is very good.”

“How long do I have to wait for him?” I asked impatiently.

    “Come on, he is coming. Just lie down and relax. And enjoy the artwork,” the assistant said.

“The artwork?” I was puzzled.

    The chair went back, suddenly I smiled. There was a beautiful picture, right where I could enjoy {#blank#}9{#/blank#}：on the ceiling. How considerate the dentist was！At that moment, I began to understand what my friend meant by {#blank#}10{#/blank#}words.

    What a relief！

    All through history, people from many different countries and cultures have lived together in Britain. The English language {#blank#}1{#/blank#} (consist) of the grammar and vocabulary these people brought to Britain. That is {#blank#}2{#/blank#} English has so many difficult rules that confuse people.

    The development of English experienced three periods—Old English, Middle English and Modern English. From the 5th to the 9th centuries, Britain was occupied by different groups from other countries, which led to Old English {#blank#}3{#/blank#} (replace) Celtic. Old English, a {#blank#}4{#/blank#} (mix) of different languages, differs {#blank#}5{#/blank#} today's English. Middle English is the name {#blank#}6{#/blank#} (give) to the English used from approximately the 12th to the 15th centuries. During this period, French, though it didn't replace English, still made many {#blank#}7{#/blank#} (contribution) to Middle English. Modern English appeared in the 16th century, {#blank#}8{#/blank#} went through many changes during this period. The question of {#blank#}9{#/blank#} English will keep on changing in the future is easy to answer. {#blank#}10{#/blank#} is certain that this process will continue.

    I will never forget the day when I went to a coming- of - age ceremony. Last month, an unforgettable adult ceremony {#blank#}1{#/blank#} (hold) for all the senior 3 students in our school. It began at half past two in the afternoon. Decorated by colorful flowers and balloons, the stadium looked {#blank#}2{#/blank#} (amaze) beautiful. All of us students were dressed {#blank#}3{#/blank#}school uniforms with red ribbons on our wrists, showing the energy of youth. We walked into the stadium in high spirits, {#blank#}4{#/blank#} (accompany) by our parents. Our principal delivered {#blank#}5{#/blank#} inspiring speech at first, and we received {#blank#}6{#/blank#} (congratulate) from our teachers. During the ceremony, we expressed our heart-felt gratitude to our parents by {#blank#}7{#/blank#}(bow) to them. I was moved to tears when I got a photo album from my parents, {#blank#}8{#/blank#} reminded me of my happy childhood. In the end, we raised {#blank#}9{#/blank#} right hands and made a serious promise to become reliable and honest citizens.

    As far as I 'm concerned, the ceremony indicates that we should take on more responsibilities to be {#blank#}10{#/blank#} (independence) and get away from the shelter of our family.