China Merchants Bank Co Ltd has teamed up with ride-hailing major Didi Kuaidi to provide automobile financing and expand its reach in China's booming mobile payment industry.

    The two have inked a comprehensive partnership, which includes a strategic investment by the former in the latter. Under the partnership, CMB will become the first bricks-and-mortar bank that can offer in-app credit card payments to Didi users. At present, users of Didi can only choose third-party payment solutions like WeChat Payment and Alipay to pay cab fares.

    Zhao Ju, vice-president of CMB, said the cooperation with Didi was an important step in its mobile Internet finance strategy. “CMB's mobile payment is going to enter a new chapter by leveraging Didi Kuaidi's vast user base,” he said.

    According to a report by China Internet Network Information Center earlier this month, Didi holds 87.2 percent of China's private car hailing market. The company said it has received 1.43 billion car-hailing requests on its platforms in 2015, which means 1.43 billion payments were made via smartphones.

    CMB is expected to use Didi to reach the core users of China's mobile payment market. Jean Liu, president of Didi, said many of the expats prefer payment by credit card rather than Alipay or WeChat. “The new partnership will help improve service quality and customer loyalty,” she said. The investment makes CMB part of Didi's existing investors, including Tencent Holdings Ltd, Alibaba Group Holding Ltd and China Investment Corporation. Both of the companies declined to reveal the actual amount of the investment.

    Liu, who showed up on Tuesday for the first time in public after her treatment for breast cancer, said the cooperation with CMB is for the long run and “the capital investment is only part of it”.

    Under the partnership, CMB and Didi will cooperate on a wide range of initiatives on financial services and online-to-offline cooperation. Apart from the in-app credit card payments, the two companies are going to launch joint credit cards in late February and automobile financing services for Didi's car owners. CMB's branches across China are expected to help Didi recruit more drivers.

    “There is a lot of room for imagination in our partnership,” Li said, adding in future people may use their CMB credit card reward points to pay for the ride on Didi.

    Li Chao, an analyst with iResearch Consulting Group, said the partnership may not significantly boost CMB's mobile payment business. “Didi has educated the market for three years and its customers have formed the habit of paying by WeChat or Alipay. So I think CMB can only turn a very smart proportion of Didi users into its payment customer,” he said. “But the move shows that China's traditional banking industry is finally thinking out of the box and looking for outside partners in Internet finance competition,” he said.

    Statistics from Big-Data Research showed that more than 90 percent of China's 9.3 trillion yuan ($1.41 trillion) worth of third party mobile payment market is donated by Alibaba and Tencent.

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    For most city people, the elevator is an unremarkable machine that inspires none of the enthusiasm or interest that Americans afford trains, jets，and even bicycles. Dr. Christopher Wilk is a member of a small group of elevator experts who consider this a misunderstanding. Without the elevator, they point out, there could be no downtown skyscrapers or tall buildings, and city life as we know it would be impossible. In that sense, they argue，the elevator's role in American history has been no less significant than that of cars. In fact, according to Wilk_? the car and the elevator have been locked in a “secret war” for over a century, with cars making it possible for people to spread horizontally (水平地)，and elevators pushing them toward life in close groups of towering vertical (垂直的)columns.

    If we tend to ignore the significance of elevators, it might be because riding in them tends to be such a brief, boring, and even awkward experience^one that can involve unexpectedly meeting people with whom we have nothing in common, and an unpleasant awareness of the fact that we're hanging from a cable in a long passage.

    In a new book, Lifted, German journalist and cultural studies professor Andreas Bernard directed all his attention to this experience, studying the origins of elevator and its relationship to humankind and finding that riding in an elevator has never been a totally comfortable experience. “After 150 years, we are still not used to it”， Bernard said. “We still have not exactly learned to cope with the mixture of closeness and displeasure.” That mixture, according to Bernard, sets the elevator ride apart from just about every other situation we find ourselves in as we go about our lives.

    Today，as the world's urban population explodes，and cities become more crowded, taller, and more crowded, America's total number of elevators—900,000 at last count, according to Elevator World magazine's “2012 Vertical Transportation Industry”一are a force that's becoming more important than ever. And for the people who really, really love them, it seems like high time that we looked seriously at just what kind of force they are.

    Doctors in hospital emergency rooms often see accidental poisonings. A frightened parent arrives with a child who swallowed a cleaning liquid. Or perhaps the harmful substance is a medicine. Or it might be a chemical product meant to kill insects. These are common causes of accidental poisoning.

    In cases like this, seek medical help as soon as possible. Save the container of whatever caused the poisoning. And look on the container for information about anything that stops the effects of the poison. Save anything expelled from the mouth of the victim. That way, doctors can examine it.

    Millions of people know a way to save a person who is choking on something trapped in the throat. The method is commonly known as the Heimlich Maneuver or abdominal thrusts(腹部按压), which you can do by getting directly behind a sitting or standing person. Put your arms around the victim's waist. Close one hand to form a ball. Place it over the upper part of the stomach, below the ribs. Place the other hand on top. Then push forcefully inward and upward. Repeat the abdominal thrusts until the object is expelled from the mouth. For someone who is pregnant or very fat, place your hands a little higher than with normal abdominal thrusts.

    Red Cross experts say taking these steps can save many lives. But they also warn that abdominal thrusts are not for people who have almost drowned. They say use of the method could delay other ways to re-start breathing in the victim. Abdominal thrusts should be used only in cases where a near-drowning victim is choking on an object.

    To learn more about first aid, ask a hospital or organization like a Red Cross or Red Crescent Society for information. There may be training classes offered in your area.

    Twelve years ago, I arrived in Central Florida from Puerto Rico. I had heard of a job opportunity and decided to pursue it. But it never became a reality. I quickly learned that being alone without resources in an unfamiliar city was not a comfortable situation to be in.

    Once my limited funds ran out I became homeless and spent a year and a half living on the streets of Orlando. Apart from feeling not being noticed and missing my family, I had to face another challenge—hunger.

    For the first time in my life, I, as a foreign man, who had lived my life in the relative comfort of the middle class, understood the desperation someone feels when they don't get enough to eat. I clearly remembered having run a distance of more than 7 miles on many occasions just to make it to a local feeding program before they closed at 7 pm.

    Once the need for food was met, the next challenge would arise—where to find a place to sleep for the night. Fortunately, local programs like the Coalition for the Homeless, Second Harvest Food Bank and the Wayne Densch Center were an important part of my ability to survive my painful experience.

    With the assistance of these programs, I was accepted by a college scholarship program through the Coalition and obtained two degrees from Valencia.

    My experience has helped me understand that devoting my life to helping others offers lasting rewards. Today, I am employed as Childhood Hunger Programs Manager at Second Harvest Food Bank and oversee the summer feeding, Hi-Five Kids Pack, and Kids Café programs. I am so proud to be able to distribute food resources to those wonderful programs and help hundreds more like me.

    Children who spend more time reading with their parents have a greater chance of becoming better readers than those who don't. With the help from their parents, children can learn techniques to improve their reading skills.

    "A lot of parents think after their child learns to read, they should stop reading to them," Donna George said. "They are sadly mistaken."

    George offers her services to parents at the Title I Learning Centers. She said reading aloud to children may be the most valuable thing parents can do. "It is better for children to hear things at a higher level than where they are," George said. "Parents are their child's first teacher." Parents help their children build listening, phonics, comprehension and vocabulary skills when they read aloud to them.

    Before parents can identify reading problems, they should escape the enemy —television and limit the time their children spend watching television. George suggested not allowing kids to have a TV in their bedrooms, setting a schedule of when kids can watch or keeping a list of how many programs children watch. Louise Joines said while her 14-year-old daughter and 10-year-old son enjoy reading, the television sometimes becomes a distraction. So she tries to build the situation by suggesting books the entire family will enjoy reading together, like the Harry Potter series.

    Parents who do not read themselves should not count on their children being interested in it. If parents would read to their children at least 15 minutes every day, children would not have so many problems in school. It is the parents' job to help build that desire in their children, and of course to know what kind of books to read is also important.

    A Language Programme for Teenagers

    Welcome to Teenagers Abroad! We invite you to join us on an amazing journey of language learning.

    Our Courses

    Regardless of your choice of course, you'll develop your language ability both quickly and effectively.

    Our Standard Course guarantees a significant increase in your confidence in a foreign language, with focused teaching in all 4 skill areas — speaking, listening, reading and writing.

    Our Intensive Course builds on our Standard Course, with 10 additional lessons per week, guaranteeing the fastest possible language learning(see table below).

    Evaluation

    Students are placed into classes according to their current language skills. The majority of them take an online language test before starting their programme. However, if this is not available, students sit the exam on the first Monday of their course.

    Learning materials are provided to students throughout their course, and there will never be more than 15 participants in each class.

Arrivals and Transfer

    Our programme offers the full package — students are taken good care of from the start through to the very end. They are collected from the airport upon arrival and brought to their accommodation in comfort. We require the student's full flight details at least 4 weeks in advance.

    Meals/Allergies(过敏)/Special Dietary Requirements

    Students are provided with breakfast, dinner and either a cooked or packed lunch (which consists of a sandwich, a drink and a dessert). Snacks outside of mealtimes may be purchased by the student individually.

    We ask that you let us know of any allergies or dietary requirements as well as information about any medicines you take. Depending on the type of allergies and/or dietary requirements, an extra charge may be made for providing special food.